Privacy Policy & Terms and Conditions

Privacy Policy & Terms and Conditions

Privacy Policy

Authorization of Use

Evolve Insurance Consultants hereby authorizes any person to access this website for informational purposes only. Evolve Insurance Consultants reserves the right to terminate access to this website at any time without notice. The data, information and material included in this website is copyrighted by Evolve Insurance Consultants. All rights are reserved under the copyright laws of the United States of America. No part of this website can be redistributed, copied or reproduced without the prior written consent of Evolve Insurance Consultants.

No Warranties

The user of this website assumes all responsibility and risk for the use of this website and the internet generally. Evolve Insurance Consultants, and its affiliated companies disclaim all warranties, representations or endorsements, expressed or implied, with regard to the data, information and material included in, or accessible from, this website or the internet, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose or noninfringement. Evolve Insurance Consultants and its affiliated companies have the right to discontinue, change or update any data, information or material included in the website without prior notice, and they do not assume any legal liability or responsibility for the accuracy, completeness or usefulness of any data, information or material included in, or accessible from, this website. No advice or information given by Evolve Insurance Consultants or its affiliated companies shall create any warranty. Neither Evolve Insurance Consultants nor its affiliated companies warrants that the data, information and material included in the website or on the internet will be uninterruptible or error free or that any data, information, software or other material accessible from this website is free of viruses or other harmful components. Several of our pages describe various insurance products. The availability of a specific product may differ from state to state. The product descriptions are general in nature and the insurance coverages are subject to the specific terms of the actual policies issued. If you are interested in the terms and conditions of a specific product, please contact us for additional information.

Disclaimer of Liability

In no event shall Evolve Insurance Consultants or its affiliated companies be liable for any compensatory, special, direct, incidental, indirect, or consequential damages, exemplary damages or any damages whatsoever resulting from loss of use, data, information or profits arising out of or in connection with the use or performance of the data, information or material included in this Website or on the Internet generally or on any other basis.

Disclaimer for Links

Although this site includes links providing direct access to other Internet sites, Evolve Insurance Consultants and its affiliated companies take no responsibility for the content or information contained on those other sites, and does not exert any editorial or other control over those other sites.

Electronic Communications

Evolve Insurance Consultants will not be deemed to have accepted any electronic communication unless Evolve Insurance Consultants provides the sender of the electronic communication with an acknowledgment verifying receipt of the communication. If Evolve Insurance Consultants sends any electronic communication, Evolve Insurance Consultants will assume the communication was received intact by the intended recipient. The recipient of such message must notify Evolve Insurance Consultants if the transmission was not received or was not received in a readable format.

Security

Despite the security measures taken by Evolve Insurance Consultants, there is an inherent risk in disclosing personal information over the Internet. Anyone electronically transmitting personal information assumes the risk that such information may be disclosed or intercepted by unintended third parties and Evolve Insurance Consultants disclaims all liability resulting from such interception or disclosure. Anyone who wishes to apply for an insurance quote who is concerned about maintaining the security of their personal information may mail the information to Evolve Insurance Consultants.

Privacy Statement

Evolve Insurance Consultants is committed to protecting your privacy as a visitor to this website and as our customer. Evolve Insurance Consultants is the owner of the information, which is collected on this website. We will not sell, disseminate, disclose, trade, transmit, transfer, share, lease or rent any personally identifiable information to any third party not specifically authorized by you to receive your information except as we have disclosed to you in this Privacy Policy.

Information Collection

We will ask you to provide your personal information to us when you enroll for coverage and when you purchase an insurance policy from us. We will also ask you to provide your personal information to us when you send e-mail to us from this website or when you complete a web form requesting personal identifiable information. When you enroll for an insurance policy at Evolve Insurance Consultants, we will ask you to provide your name, home address, mailing address, telephone number and e-mail address. This information will be provided to the insurance company when you purchase an insurance policy so they can establish you as a policyholder. We will maintain a record of your information at the offices of Evolve Insurance Consultants, so we can provide you with policyholder service. The employees of Evolve Insurance Consultants are each required to sign and acknowledge a Confidentiality and Nondisclosure Agreement. Each employee has been instructed on maintaining the privacy of each customer and the importance of protecting the customer’s personal information. When you purchase an insurance policy from Evolve Insurance Consultants, you will pay the premiums with your credit card or personal check. If you use your credit card to pay the premium, your credit card information is deleted from our records after your purchase has been authorized. A transaction number will be provided to you on your Binder of Insurance. You may use this transaction number as a reference to the credit card purchase. We do not keep a record of your credit card information. If you pay the premium using your personal check, we will keep a copy of your check in your file. When you send us e-mail from this website or complete forms on this website, you will provide us with certain personally identifiable information including your e-mail address. We may share this information with third parties who provide us services in the normal course of business including, but not limited to, insurance carriers and their affiliates.

Cookies

We transmit non-personally identifiable information to third party service providers (e.g. Google) that collect website statistics. We may also transmit non-personally identifiable information to third party service providers that may use such information during your visits to this and other websites in order to provide advertisements about goods and services likely to be of greater interest to you. One method of collecting such information is through the use of cookies. A cookie is a piece of data that is stored on a visitor’s hard drive while they are visiting this website. We may utilize a short-lived form of cookie when you visit this site. At Evolve Insurance Consultants, a cookie is only used to identify one unique visitor from another visitor during a particular session. A session is the period of active site-use while that unique visitor is linked to our server. Use of cookies helps us to improve our website and to deliver a better and more personalized service by enabling us to: estimate our audience size and usage patterns; store information about your preferences allowing us to customize our Site according to your individual interests; speed up your searches; and recognize you when you return to our website. You may refuse to accept cookies by activating the appropriate setting on your browser. However, if you activate such a setting, you may be unable to access certain parts of our website. Unless you have adjusted your browser setting so that it will refuse cookies, our system will issue cookies when you direct your browser to our website. The cookie expires and is deleted from the visitor’s computer as soon as they close their browser or if they are not actively browsing our Website for more than 20 minutes. Should a previous visitor to our website return for a new session, they will be issued a new cookie and in no way will they be recognized as a visitor from a previous visit or session.

Third-Party Links

This website may contain links to third-party websites that are not controlled by Evolve Insurance Consultants. These third-party links are made available to you as a convenience and you agree to use these links at your own risk. Please be aware that Evolve Insurance Consultants is not responsible for the content of third-party websites linked to Evolve Insurance Consultants nor are we responsible for the privacy policy or practices of third-party websites linked to Evolve Insurance Consultants. Our Privacy Policy only applies to information we collect from you while you are actively in a connection with Evolve Insurance Consultants. If you should link to a third-party website from Evolve Insurance Consultants, we strongly encourage you to review and become familiar with that website’s privacy policy.

Changes In Our Privacy Policy

We reserve the right to change this Privacy Policy without providing you with advance notice of our intent to make the changes. If you have any questions about our privacy policy, please feel free to contact us.

Copyright

The Evolve Insurance Consultants logo, and other marks, including the names of various products and services described within and offered by companies represented by Evolve Insurance Consultants and its subsidiaries are service marks of these companies. Permission to use, copy and distribute these materials without fee is hereby granted, for non-commercial purposes, provided that the material is unaltered and Evolve Insurance Consultants copyright notice appears in all copies. Use of this site shall be governed by and construed in accordance with the laws of our state of business, without giving effect to any principles of conflicts of laws. Any dispute concerning this site shall be subject to the exclusive venue of a court of competent jurisdiction in our state of business. Should any provision of our terms and conditions be held invalid, unlawful or for any reason unenforceable, then the invalid, unlawful or unenforceable provision shall be severable from the remaining provisions. Such invalid, unlawful or unenforceable provision shall not affect the validity or enforceability of the remaining provisions.

Terms and Conditions

By accessing this website we assume you accept these terms and conditions. Do not continue to use Evolve Insurance Consultants if you do not agree to take all of the terms and conditions stated on this page.

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice and all Agreements: “Client”, “You” and “Your” refers to you, the person log on this website and compliant to the Company’s terms and conditions. “The Company”, “Ourselves”, “We”, “Our” and “Us”, refers to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves. All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner for the express purpose of meeting the Client’s needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing law. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.

Cookies

We employ the use of cookies. By accessing Evolve Insurance Consultants, you agreed to use cookies in agreement with Evolve Insurance Consultant’s Privacy Policy. Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

License

Unless otherwise stated, Evolve Insurance Consultants and/or its licensors own the intellectual property rights for all material on https://www.evolveinsure.com. All intellectual property rights are reserved. You may access this from Evolve Insurance Consultants for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

Republish material from Evolve Insurance Consultants
Sell, rent or sub-license material from Evolve Insurance Consultants
Reproduce, duplicate or copy material from Evolve Insurance Consultants
Redistribute content from Evolve Insurance Consultants

This Agreement shall begin on the date hereof.

Parts of this website offer an opportunity for users to post and exchange opinions and information in certain areas of the website. Evolve Insurance Consultants does not filter, edit, publish or review comments prior to their presence on the website. Comments do not reflect the views and opinions of Evolve Insurance Consultants, its agents and/or affiliates. Comments reflect the views and opinions of the person who post their views and opinions. To the extent permitted by applicable laws, Evolve Insurance Consultants shall not be liable for the comments or for any liability, damages or expenses caused and/or suffered as a result of any use of and/or posting of and/or appearance of the Comments on this website. Evolve Insurance Consultants reserves the right to monitor all Comments and to remove any Comments which can be considered inappropriate, offensive or causes breach of these Terms and Conditions.

You warrant and represent that:

You are entitled to post the comments on our website and have all necessary licenses and consents to do so;
The comments do not invade any intellectual property right, including without limitation copyright, patent or trademark of any third party;
The comments do not contain any defamatory, libelous, offensive, indecent or otherwise unlawful material which is an invasion of privacy
The comments will not be used to solicit or promote business or custom or present commercial activities or unlawful activity.

You hereby grant Evolve Insurance Consultants a non-exclusive license to use, reproduce, edit and authorize others to use, reproduce and edit any of your comments in any and all forms, formats or media.

Hyperlinking to our Content

The following organizations may link to our website without prior written approval:

Government agencies;
Search engines;
News organizations;
Online directory distributors may link to our website in the same manner as they hyperlink to the websites of other listed businesses; and
System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Web site.

These organizations may link to our home page, to publications or to other website information so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and (c) fits within the context of the linking party’s site.

We may consider and approve other link requests from the following types of organizations:

commonly-known consumer and/or business information sources;
dot.com community sites;
associations or other groups representing charities;
online directory distributors;
internet portals;
accounting, law and consulting firms; and
educational institutions and trade associations.

We will approve link requests from these organizations if we decide that: (a) the link would not make us look unfavorably to ourselves or to our accredited businesses; (b) the organization does not have any negative records with us; (c) the benefit to us from the visibility of the hyperlink compensates the absence of Evolve Insurance Consultants; and (d) the link is in the context of general resource information. These organizations may link to our home page so long as the link: (a) is not in any way deceptive; (b) does not falsely imply sponsorship, endorsement or approval of the linking party and its products or services; and (c) fits within the context of the linking party’s site. If you are one of the organizations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an e-mail to Evolve Insurance Consultants. Please include your name, your organization name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our website, and a list of the URLs on our site to which you would like to link. Wait 2-3 weeks for a response.

Approved organizations may hyperlink to our website as follows:

By use of our corporate name; or
By use of the uniform resource locator being linked to; or
By use of any other description of our website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of Evolve Insurance Consultants’s logo or other artwork will be allowed for linking absent a trademark license agreement.

iFrames

Without prior approval and written permission, you may not create frames around our webpages that alter in any way the visual presentation or appearance of our website.

Content Liability

We shall not be hold responsible for any content that appears on your website. You agree to protect and defend us against all claims that is rising on your website. No link(s) should appear on any website that may be interpreted as libelous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third party rights.

Reservation of Rights

We reserve the right to request that you remove all links or any particular link to our website. You approve to immediately remove all links to our website upon request. We also reserve the right to amen these terms and conditions and it’s linking policy at any time. By continuously linking to our website, you agree to be bound to and follow these linking terms and conditions.

Removal of Links from our Website

If you find any link on our website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly.
We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

limit or exclude our or your liability for death or personal injury;
limit or exclude our or your liability for fraud or fraudulent misrepresentation;
limit any of our or your liabilities in any way that is not permitted under applicable law; or
exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.
As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.